Terms & Conditions

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www.gradenvy.com Terms and Conditions
For purposes of this Terms and Conditions page alone, the term "www.gradenvy.com" refers collectively to www.gradenvy.com and their respective affiliates, and their partners.

Browser Support
www.gradenvy.com supports the two latest versions of the following web browsers: Chrome, Internet Explorer, Firefox, and Safari. Due to the rapidly evolving nature of web technology, we cannot guarantee the accuracy or functionality of any advice or information offered on www.gradenvy.com unless viewed in a supported browser.

Investment Tools and Model Predictions
Although www.gradenvy.com LLC carefully evaluates potential returns based on historic performance, www.gradenvy.com makes no representation regarding the likelihood or probability that any actual or proposed account allocation will in fact achieve a particular investment outcome or goal. Past performance is not a guarantee of future success, and in fact volatility means that returns in any period may be far above or below those of previous period. Some customers have investment results that materially differ from those indicated by our investment tools and projections. Investments at www.gradenvy.com may lose value. www.gradenvy.com is unable to predict or forecast market fluctuations or other uncertainties that may affect the value of any investment. Model predictions are inherently limited in that they do not represent actual trading nor material economic or market factors that might have had an impact on www.gradenvy.com's advice. Additionally, market conditions and your personal financial circumstances may change – perhaps suddenly or maybe gradually over time. Monitoring and adjusting your www.gradenvy.com account to suit changing circumstances is your responsibility, and it is recommended that you reassess any investing program on a regular basis to ensure that it remains consistent with your current financial resources and investment objectives.

The www.gradenvy.com website contains commentary and links to certain articles only as a convenience. Linked articles have been written by third parties not affiliated with www.gradenvy.com. No information contained in these articles has been endorsed or approved by www.gradenvy.com, and www.gradenvy.com is not responsible for the content. No information accessed through these articles constitutes a recommendation by www.gradenvy.com to buy, sell or hold any security, financial product or instrument discussed therein. This information neither is, nor should be construed, as an offer, or a solicitation of an offer, to buy or sell securities by www.gradenvy.com. You shall be fully responsible for any investment decisions you make, and such decisions will be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance, and liquidity needs.

Disclosure of Transactions for www.gradenvy.com's Account
www.gradenvy.com regularly trades for its own account in the same securities as we advise our clients on. www.gradenvy.com's securities positions are typically small. Our trading activity is necessary to round out transactions to the exact amounts Clients want to deposit, withdraw, or allocate. www.gradenvy.com's trading is conducted with other market participants, we do not buy or sell with www.gradenvy.com clients, although orders for our principal account are generally aggregated with our clients’ orders. The prices www.gradenvy.com receives for our trades are exactly the same as the prices every other client receives. We maintain data backup records, located well away from our primary facility so that they would not be affected by a regional disruption. We intend for account access to be available through these records should the primary data center suffer a disruption. Our plan will be reviewed, updated and tested periodically.

Terms and Conditions
The following terms and conditions govern the use of this website, which is managed by www.gradenvy.com. By using this website (www.gradenvy.com) and the online services or other websites operated or offered by www.gradenvy.com (collectively the “Website”), you agree to these Terms and Conditions.

We work hard to make sure our goods and services are easily recognizable. We do this by associating our goods and services with our trademarks and trade dress (“Mark” or collectively “Marks”). This is why our Marks cannot be used in any manner that is deceptive or disparaging, or in connection with any product or service that is not ours. Without our prior written consent, using a Mark constitutes trademark infringement and unfair competition in violation of federal and state laws.

Copyright and Other Intellectual Property
www.gradenvy.com maintains the Website, and is the owner or the authorized user of all text, images, graphics, photos, animation, music, sounds and other materials contained within the Website. The materials contained within the Website, including, without limitation, any copyrights, trademarks, service marks, and all other proprietary materials, are protected by the UK and international copyright laws and treaty provisions, trademarks laws, and other proprietary rights laws. www.gradenvy.com also owns a copyright in the selection, coordination and arrangement of the material contained within the Website. The material contained within the Websites is provided by www.gradenvy.com only for lawful uses by customers, www.gradenvy.com employees, and members of the general public. The material may not be copied, republished, incorporated into another website or reproduced (whether by linking, framing, or any other method), transmitted, distributed, uploaded, posted, used to create a derivative work or exploited in any other way without the express written consent of www.gradenvy.com. www.gradenvy.com prohibits copyright infringing activities on the Sites and will, if properly notified of infringing files, expeditiously remove or disable access to such files. Upon receipt of the Notice, www.gradenvy.com will take whatever action, in its sole discretion, it deems appropriate, including removing or disabling access to the material without prior notice, to the extent it is technologically possible given the nature of the Sites.

Clicking on certain links within the Website or certain other websites that are linked to the Website may take you to other websites, or may display information on your computer screen from other websites, which may not be maintained by www.gradenvy.com. Such websites may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to the Website. Links to other Internet services and websites are provided solely for the convenience of users. A link to any service or website is not an endorsement of any kind of the service or website, its content, or its sponsoring organization. www.gradenvy.com assumes no responsibility or liability whatsoever for the content, accuracy, reliability or opinions expressed in a website, to which the website is linked (a “linked website”) and such linked websites are not monitored, investigated, or checked for accuracy or completeness by www.gradenvy.com. It is your responsibility to evaluate the accuracy, reliability, timeliness and completeness of any information available on a linked website. All products, services and content obtained from a linked website are provided “as is” without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, or accuracy.

Limited Liability
Neither www.gradenvy.com nor any other party involved in the creation, production or delivery of the information at the website, nor the officers, directors, employees or representatives of www.gradenvy.com, are liable in any way for any indirect, special, punitive, consequential, or indirect damages (including without limitation lost profits, cost of procuring substitute service or lost opportunity) arising out of or in connection with the website or the use of the website or a linked website or with the delay or inability to use the website or a linked website, whether or not www.gradenvy.com is made aware of the possibility of such damages. This limitation includes, but is not limited to, the transmission of any viruses, data or harmful code that may affect your equipment or anyone else’s equipment, any incompatibility between the website’s files and your browser or other website accessing program, or any failure of any electronic or telephone equipment, communication or connection lines, unauthorized access, theft, operator errors, or any force majeure. www.gradenvy.com does not guarantee continuous, uninterrupted or secure access to the website or a linked website. The content, accuracy, opinions expressed, and other links provided by linked websites are not necessarily investigated, verified, monitored or endorsed by www.gradenvy.com. The information, software, products and description of services published on the website or a linked website may include inaccuracies or typographical errors, and www.gradenvy.com specifically disclaims any liability for such inaccuracies or errors. Changes are periodically made to the information on the website and linked websites. www.gradenvy.com may make improvements or changes to the website at any time.

No Warranties
All products, services and content on the website are provided “as is” without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, or accuracy. www.gradenvy.com does not endorse and is not responsible for the accuracy or reliability of any information on the website. It is your responsibility to evaluate the accuracy, reliability, timeliness and completeness of any information available on the website. www.gradenvy.com specifically disclaims any duty to update the information on the website. You agree to indemnify, defend, and hold www.gradenvy.com harmless from any liability, loss, claim and expense, including attorney’s fees related to your violation of these terms of use or the use of the services and information provided at the website.

Confidentiality of Information
www.gradenvy.com has taken reasonable steps to ensure the confidentiality of information taken at the Website and transmitted via the Internet. However, unexpected changes in technology may be used by unauthorized third parties to intercept confidential information and we cannot be responsible should confidential information be intercepted and subsequently used by an unintended recipient. Please read our customer Privacy Policy for further information on confidentiality of information.

Website Content and Material
The information and materials contained in the Website, including but not limited to these Terms and Conditions and any product information, are subject to change without notice. You are deemed to be apprised of and bound by any such changes. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination and acceptance by us.

Waiver and Severability
Any waiver of any provision contained in these Terms and Conditions shall not be deemed to be a waiver of any other right, term or provision of these Terms and Conditions. If any provision in these Terms and Conditions shall be or become wholly or partially invalid, illegal or unenforceable, such provision shall be enforced to the extent it is legal and valid and the validity, legality and enforceability of the remaining provisions shall in no way be affected or impaired thereby.

Access and Interference
You agree not to engage in any of the following: Use any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor the Website or any portion of the Website, without www.gradenvy.com's express written consent, which may be withheld in www.gradenvy.com's sole discretion. Use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search the Website, other than the search engines and search agents available through the Website and other than generally available third-party web browsers (such as Microsoft Explorer). Post or transmit any file which contains viruses, worms, Trojan horses or any other contaminating or destructive features, or that otherwise interfere with the proper working of the Website. Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of the Website.

Secured Areas
Access to and use of password protected and/or secure areas of the Website is restricted to authorized users only. Unauthorized persons attempting to access these areas of the website may be subject to prosecution.

Electronic Communications
The Website provides you www.gradenvy.com e-mail addresses so that you may communicate electronically by sending an e-mail message to www.gradenvy.com. All e-mail sent to and from www.gradenvy.com will be received or otherwise recorded by the www.gradenvy.com corporate e-mail system and is subject to archival, monitoring or review by and/or disclosure to, someone other than the recipient. Communications through the website may involve the electronic transmission, to any e-mail address you provided to us, of information that you may consider to be personal financial information and you agree and consent to such transmission of such information. You agree not to use e-mail to transmit any confidential personal information. It is your responsibility to update or change your e-mail address, as appropriate.